3ds capture card12/27/2023 Metadata isn’t shown to customers or factored into whether or not a payment is declined or blocked by our fraud prevention system. Stripe supports adding metadata to the most common requests you make, such as processing payments. These two characters count towards the 22 character limit. An asterisk ( *) and an empty space are also added to separate the default statement descriptor from the dynamic portion. When using dynamic statement descriptors, the dynamic text is appended to the statement descriptor prefix set in the Stripe Dashboard. Statement descriptors are limited to 22 characters, can’t use the special characters, ', ", or *, and must not consist solely of numbers. d statement_descriptor= "Custom descriptor" Choose the approach that best suits the architecture of your application. You can use different approaches to get the client secret to the client side. To use the client secret, you must obtain it from the PaymentIntent on your server and pass it to the client side. On the client side of your application, Stripe.js uses the client secret as a parameter when invoking functions (such as nfirmCardPayment or stripe.handleCardAction) to complete the payment. The PaymentIntent contains a client secret, a key that’s unique to the individual PaymentIntent. Passing the client secret to the client side This key is typically based on the ID that you associate with the cart or customer session in your application. You should also provide an idempotency key when creating the PaymentIntent to avoid erroneously creating duplicate PaymentIntents for the same purchase. The benefit of reusing the PaymentIntent is that the object helps track any failed payment attempts for a given cart or session. In the data model of your application, you can store the ID of the PaymentIntent on the customer’s shopping cart or session to facilitate retrieval. Each PaymentIntent has a unique ID that you can use to retrieve it if you need it again. If the checkout process is interrupted and resumes later, attempt to reuse the same PaymentIntent instead of creating a new one. For example, if your customer backs out of the checkout process and adds new items to their cart, you may need to update the amount when they start the checkout process again. If the amount changes, you can update its amount. We recommend creating a PaymentIntent as soon as you know the amount, such as when the customer begins the checkout process, to help track your sales funnel. d "payment_method_types"= card Best practices When you create the PaymentIntent, you can specify options like the amount and currency: The client confirms the payment, and your server monitors webhooks to detect when the payment successfully completes or fails. It describes how to create a PaymentIntent on the server and pass its client secret to the client instead of passing the entire PaymentIntent object. To get started, see the accept a payment guide. The PaymentIntent encapsulates details about the transaction, such as the supported payment methods, the amount to collect, and the desired currency. Each PaymentIntent typically correlates with a single shopping cart or customer session in your application. These APIs help you handle dynamic payments (for example, additional authentication like 3D Secure) and prepare you for expansion to other countries while allowing you to support new regulations and regional payment methods.īuilding an integration with the Payment Intents API involves two actions: creating and confirming a PaymentIntent. Use the Payment Intents API together with the Setup Intents and Payment Methods APIs. Support for Strong Customer Authentication (SCA) and similar regulatory changes.Some of the advantages of using the Payment Intents API include: It tracks a payment from creation through checkout, and triggers additional authentication steps when required. Use the Payment Intents API to build an integration that can handle complex payment flows.
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